My name is Larry and my wife is Lisa. We bought a house (our first) and we couldn’t be happier. Tom O’Hearn and Melissa Engle were our loan officers and they really went out of their way to make the loan process as smooth as possible. The home that we wanted was offered as a short sale, which does make things a little more difficult, but Tom and Melissa were in constant contact with the Realtors and the owner, making sure everybody was on the same page. Not only was it a short sale, it was also a VA loan. With all that wrapped into one loan, it still went very well. We couldn’t be happier with the service, the interest rate, or their personal touch. We would, without question, recommend their team of professionals anytime.
– Larry & Lisa R.


Tom O’Hearn and Melissa Engle recently helped us secure financing for our new home. Their friendly, knowledgeable assistance made this process smooth and worry free. Tom and Melissa were prompt in responding to all of our questions. We would recommend this team to anyone looking to finance or refinance a home.
– Randy M.


I worked with Tom O’Hearn and Melissa Engle on the purchase of my very first home. To say that I was nervous about making such a monumental financial commitment would be an understatement, but Tom and Melissa put me at ease quickly. The pre-approval process was easy, and when I finally found the home that I was looking to purchase, I was kept informed throughout the entire process. Tom and Melissa made it so easy for me to understand what was happening and the reasons behind it. They worked tirelessly to get me the lowest rate, and through their efforts I was able to save thousands over the life of my FHA loan. I cannot thank Tom and Melissa enough for the highly professional handling of my loan. I would recommend their services to anyone I know. When it comes time to refinance or purchase another home, I know who I will be calling.
– Dereck M.


I recently bought a home and it was Tom O’Hearn and Melissa Engle who made it possible. They went above and beyond to get the job done. In the beginning, I was working with another firm who was getting nowhere. I then spoke to my friend at Excel Realty and he recommended I got a second opinion. I took his advice and he put me in touch with Melissa and Tom. From the start, Melissa was very open with me and what they could do for me. I was ready to go. Through the process, I had a few major kick-ups that were out of control and it was looking grim. But their team would not give up and kept working their magic. At one point, I didn’t even think it was going to happen and I was beaten. But no, Melissa went back and forth at great lengths for me and my daughter and now we have a home. I must say the whole experience was great. Melissa and Molly were always there to answer my calls and questions, even if it was four times a day. They made sure that I could afford what I was getting into and seemed to care more about me than just selling another home. I have heard all kinds of bad experiences and stories about the home buying process and was not looking forward to it. I must say after working with Melissa, Tom and their team, that was not the case, and I will, and have recommended them to anyone looking or thinking about purchasing a home. We couldn’t be happier.
– Kris R.